Group Disability Cover
A lump sum or monthly income when a member cannot work.
When an illness or injury stops a member from working, their income stops but their obligations do not. Namforce Group Disability Cover pays a lump sum or a monthly income to a disabled member, with Total and Permanent Disability and Critical Illness options. It is arranged by an employer, union or institution as part of a group scheme.
- Cover type
- Lump sum or monthly income
- Claim notification
- Within 3 months of disabling event
- Cover options
- TPD, Critical Illness
- Premium frequency
- Monthly debit / stop order
- Age range
- 18–60 (varies)
- Available as
- Group cover only
Quick Facts
Key Benefits
- Monthly income replacement while a member cannot work
- Covers both accident and illness
- Optional Critical Illness rider for lump-sum diagnosis payout
- Cover continues for the duration of disability
- Enrolment and administration managed by Namforce
- Available on its own or as a rider on Group Life Cover
How It Works
Agree the scheme
The employer sets the income replacement level and any riders.
Enrol members
Members are enrolled through the group enrolment form.
Premiums collected
Payroll deduction or employer stop order. Cover starts.
Claim when needed
The member or employer notifies us within 3 months of the disabling event, with medical proof.
Paid within 48 hours of a complete file.
To submit a claim, download the relevant form, email claims@namforce.com.na, or visit Millennium House. Funeral and death benefits are paid within 48 hours of a complete file.
Submit a Claim→Group Cover
Disability cover is available to employers as part of an occupational retirement or group benefit scheme, ensuring employees are protected if they can no longer work.
Request Group QuoteInstitutional clients include
Namibian Defence Force
Namibian Correctional Service
Uniformed personnel covered by Namforce for decades.
Common Questions
What qualifies as a disability?
A physical or mental condition that prevents a member from performing their own occupation for a defined period, as set out in the scheme policy schedule.
Is disability cover the same as critical illness?
No. Disability cover replaces income when you cannot work. Critical illness pays a lump sum on diagnosis of a listed condition. Both are available.
What is the claim notification period?
You must notify Namforce within 3 months of the disabling event.
Can I get disability cover as a standalone policy?
Yes, as a standalone policy or as a rider on a life cover policy.