Namforce Life Insurance
Life Cover

Life Cover

Financial protection for the people who depend on you.

Life Cover from Namforce pays a lump sum to your nominated beneficiaries on your death. It is designed to replace lost income, settle outstanding debts, and provide a financial foundation for your family when you are no longer there.

Quick Facts

Max cover
Up to 3× annual salary
Cover continues
While premium is paid
Premium frequency
Monthly debit / stop order
Riders available
Disability, Critical Illness
Age range
18–60 (varies by plan)
Group option
Yes

Key Benefits

  • Lump-sum payout to nominated beneficiaries
  • Optional disability and critical illness riders
  • Cover for natural and accidental death
  • Group option available for employers
  • Monthly debit order or stop order premium collection
  • Claims processed within 48 hours of a complete file

How It Works

01

Choose your cover

Select sum assured and any riders with an adviser.

02

Get underwritten

A few quick health and lifestyle questions.

03

Pay your first premium

Monthly debit or stop order — cover starts immediately.

04

We're there when needed

Claims paid to your beneficiaries within 48 hours.

To submit a claim, download the relevant form, email claims@namforce.com.na, or visit Millennium House. Funeral and death benefits are paid within 48 hours of a complete file.

Submit a Claim →

Group Cover

Life cover is available on a group basis for employers who want to offer it as part of an occupational benefit scheme — including the NDF and NCS, who Namforce has covered for decades.

Request Group Quote

Institutional clients include

NDF · NCS

Uniformed Personnel

Common Questions

Who can apply for life cover?

Any Namibian resident between the ages of 18 and 60. Group schemes may have different limits.

What is the maximum cover amount?

Up to 3× your annual salary for individual policies. Group schemes may differ — speak to an adviser.

Can I add riders to my policy?

Yes. Disability and Critical Illness riders are available on most life cover products.

How quickly is a life claim paid?

Approved death claims are paid within 48 hours of receiving a complete file.