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Insurance product

Group Life Cover

Financial protection for the people who depend on you.

Group Life Cover from Namforce pays a lump-sum benefit, of up to three times a member's annual salary, to their nominated beneficiaries on death. It replaces lost income, settles outstanding debts, and gives the family a financial foundation. Namforce offers this cover to employers, unions and institutions for their members, with a lump-sum or instalment payout.

Quick Facts

Max cover
Up to 3× annual salary
Cover continues
While premium is paid
Premium frequency
Monthly debit / stop order
Riders available
Disability, Critical Illness
Age range
18–60 (varies by plan)
Available as
Group cover only

Key Benefits

  • Lump-sum payout to nominated beneficiaries
  • Optional disability and critical illness riders
  • Cover for natural and accidental death
  • Enrolment and administration managed by Namforce
  • Monthly debit order or stop order premium collection
  • Claims processed within 48 hours of a complete file

How It Works

01

Agree the scheme

The employer sets the sum assured and any riders with a Namforce adviser.

02

Enrol members

Members are enrolled through the group enrolment form.

03

Premiums collected

Payroll deduction or employer stop order. Cover starts immediately.

04

We're there when needed

Claims paid to your beneficiaries within 48 hours.

Claims

Paid within 48 hours of a complete file.

To submit a claim, download the relevant form, email claims@namforce.com.na, or visit Millennium House. Funeral and death benefits are paid within 48 hours of a complete file.

Submit a Claim→

Group Cover

Life cover is available on a group basis for employers who want to offer it as part of an occupational benefit scheme — including the NDF and NCS, who Namforce has covered for decades.

Request Group Quote

Institutional clients include

NDF

Namibian Defence Force

NCS

Namibian Correctional Service

Uniformed personnel covered by Namforce for decades.

Good to know

Common Questions

Can I take out Group Life Cover on my own?

No. Group Life Cover is arranged through an employer, union or institution for its members. If you are looking for cover for yourself, speak to an adviser about Individual Funeral Cover or ask your employer whether a Namforce scheme is in place.

What is the maximum cover amount?

Up to 3× your annual salary for individual policies. Group schemes may differ — speak to an adviser.

Can I add riders to my policy?

Yes. Disability and Critical Illness riders are available on most life cover products.

How quickly is a life claim paid?

Approved death claims are paid within 48 hours of receiving a complete file.